Looking for best value iPhone insurance

Hi guys,

following recent events I figure it's sensible to take out insurance on our iPhones.

I'm normally a risk taker, but given these things are so expensive to replace, we take them everywhere and often the kids are playing on them, I figure it might be wise to insure them both.

Orange quoted £12 per month per handset, so this works out at £288 per year.

Anybody ever looked at alternatives other than the network provider?

It's probably easier just to stick with Orange, but thought I'd ask in case there's any tricks I'm missing.

Thanks

Found this one at £5.99 a month - iPhone Insurance | Cheap iPhone Insurance | Only £5.99 per month I'm not sure if the T&C's are similar cover to what you get with Orange? I'd definitely compare them first though.

hmmm. making me think i should get some insurance on mine. Only got it on household at the mo.